Soon after the ban of 500 and 1000 rupees notes to boldly counter the black money and terrorism, there is a huge cash crunch in the economy. Payment bank has emerged as a convenient alternative in the wake of demonetization...
A number of schemes like Pradhan Mantri Jeevan Jyoti, Pradhan Mantri Suraksha Bima Yojana, and Atal Pension Yojana, were launched by our honorable Prime Minister, Narendra Modi in May 2015 for the welfare of the needy people. Today, we’ll discuss...
In today’s era of high inflation, the price of everything is skyrocketing, whether it is fulfilling your basic necessities or covering your medical expenses. Therefore, choosing a great insurance plan becomes very essential for us. Know more about the process...
When it comes to managing my finances, I use some basic personal finance rules. I believe that you may find it useful for your own purpose as well. Table of Contents Asset allocation rule Strategy for your windfall gains Avoid...
Quoting PAN in several documents has become an indispensable affair. Starting from opening a bank account to making application for various investment options, quoting of your PAN number is mandatory. Permanent Account Number (PAN) is an important identification number which...
If you are a finance student, I am sure you might have faced the situation where you have been asked by your teacher or parents to watch Union budget and tell them the synopsis. Do you know what is budget?...
Do you love taking a risk? Do you have risk taking ability? No! Let me tell you that “risk” is a term which is often used in a negative sense. Frankly speaking, risk is present everywhere and it is just...
Table of Contents Categorisation Estimation Past Performances Flexibility Evaluation Bottomline Do you have a monthly budget of your expense or does the very thought haunts you? Worry less as we attempt to share with the importance of budgeting, which is...
Before we start discussing how to plan for a successful retirement, we need to understand what is retirement planning and why is it important? Retirement planning refers to the allocation of savings for retirement and it is one of the...
I strongly believe that one should manage his own money and finances as no one cares about your money more than you do.It’s not that you have to be a certified financial planner or even a finance professional to manage...
