Financial Planning

Managing personal finance becomes easier with simple rules like proper asset allocation, disciplined saving, and avoiding unnecessary debt. This article highlights practical steps such as building an emergency fund, prioritising retirement early, and using tools like the Rule of 72...

Quoting PAN in several documents has become an indispensable affair. Starting from opening a bank account to making application for various investment options, quoting of your PAN number is mandatory. Permanent Account Number (PAN)  is an important identification number which...

If you are a finance student, I am sure you might have faced the situation where you have been asked by your teacher or parents to watch Union budget and tell them the synopsis. Do you know what is budget?...

Do you love taking a risk? Do you have risk taking ability? No! Let me tell you that “risk” is a term which is often used in a negative sense. Frankly speaking, risk is present everywhere and it is just...

Do you have a monthly budget of your expense or does the very thought haunts you? Worry less as we attempt to share with the importance of budgeting, which is in short financial planning.  Monthly Budget, what does this word...

Retirement is a stage of life when you stop working full-time and begin living on the money you have saved and invested over the years. While retirement may seem far away, planning for it should begin much earlier. The sooner...

Source: www.suzeorman.com 2. Buy term-insurance (especially if you have dependants) The best thing about term insurance is that it’s very inexpensive as compared to other insurance plans.  Say a person of 23 years of age wants to make an investment...