Debt can happen to anyone, often due to unexpected expenses, poor budgeting, low income, rising living costs, or major life changes. This article explains the most common reasons for debt and shows how everyday financial pressures can gradually lead to...
Value funds are open-ended equity mutual funds that invest in stocks trading below their intrinsic value, in companies with strong fundamentals that the market is currently underpricing. As per SEBI regulations, these funds must invest at least 65% of their...
An overnight fund is a debt mutual fund that invests in securities with a one-day maturity. It is designed for parking surplus cash safely for very short periods. These funds offer high liquidity, minimal interest rate risk, and modest returns,...
Alternative Investment Funds (AIFs) allow high-net-worth investors to access private market opportunities like private equity, credit, infrastructure, and hedge strategies. While they offer diversification and higher return potential, AIFs come with high minimum investments, long lock-ins, complex taxation, and significant...
Margin Trading Facility (MTF) allows investors to buy stocks by paying only a portion of the total value, while the broker funds the rest. This guide explains how MTF works in India, its benefits, risks, costs, and SEBI regulations, helping...
Portfolio management service (PMS) offers customised investment solutions where professional managers handle portfolios based on an investor’s goals and risk profile. Unlike mutual funds, investors directly own securities, allowing greater transparency and flexibility. Regulated by SEBI, PMS suits high-value investors...
India’s tax system is getting a major overhaul with the new Income Tax Act 2025, effective from April 1, 2026. The framework simplifies sections, replaces Assessment Year with Tax Year, strengthens digital compliance, and supports the New Tax Regime with...
Key Takeaways New Age Investment Options: ESG mutual funds, InvITs, and REITs are alternative asset classes that add diversification, income visibility, and professional management beyond traditional equity and debt. ESG Mutual Funds: Focus on companies with strong environmental, social, and...
Key Takeaways Controls Risk: Portfolio Rebalancing keeps it aligned with your chosen asset mix (like 60:40) so your risk level doesn’t change as markets move. Sell High, Buy Low: It forces disciplined profit-booking from overgrown assets and adds to undervalued...
Let’s say you’re planning your future and looking at different ways to grow your money. You might already be putting money into stocks, mutual funds or even real estate. But have you ever thought about adding gold to the mix?...
A personal loan is one of the most convenient ways to borrow a small or large pool of funds from banks when you need them. Be it a medical emergency or a payment towards a big expense, a personal loan...
National Pension Scheme
Elearnmarkets (StockEdge Fintech Private Limited – formerly known as Kredent InfoEdge Private Limited) is a SEBI-registered Research Analyst (RA) entity (SEBI Registration No.: INH300007493). The information provided in this article is for educational and informational purposes only and should not be considered as an offer to buy or sell any securities or investment products.
The stocks, securities, and investment instruments mentioned herein are not recommendations under SEBI (Research Analysts) Regulations, 2014. Readers are advised to conduct their own due diligence and seek independent financial advice before making any investment decisions.
Investments in securities markets are subject to market risks. Please read all related documents carefully before investing. Investing in Equity Shares,
Derivatives, Mutual Funds, or other instruments carry inherent risks, including potential loss of capital. Elearnmarkets (StockEdge Fintech Private Limited – formerly known as Kredent InfoEdge Private Limited) does not provide any guarantee or assurance of returns on any investments. Past performance is not indicative of future performance.
