Elearnmarkets - Financial Market Learning
  • Courses
  • Webinars
  • Stories
  • Language
    • English
    • Hindi
    • Bengali
No Result
View All Result
Get Free Course
  • Basic Finance
  • Derivatives
    • Futures
    • Options
  • Financial Planning
  • Fundamental Analysis
  • Technical Analysis
  • Mutual Funds
  • Marketshala
  • Miscellaneous
Elearnmarkets - Learn Stock Market, trading, investing for Free
  • Courses
  • Webinars
  • Stories
  • Language
    • English
    • Hindi
    • Bengali
No Result
View All Result
Get Free Course
Elearnmarkets - Learn Stock Market, trading, investing for Free
No Result
View All Result
Home Basic Finance
How to Write a Cheque? 1

How to Write a Cheque?

Elearnmarkets by Elearnmarkets
May 13, 2025
in Basic Finance, Banking
Reading Time: 4 mins read
10
15.4k
VIEWS
Share on FacebookShare on XShare on WhatsApp

In the era of rapid technological advancement, especially in the financials & banking industry, I am sure that most of you will not be using cheques as a part of your day-to-day banking needs. But still, it is important to keep in mind the basics of how to write a cheque.

Writing a cheque probably seems to be the easiest thing to do, but let me tell you that it may lead you to unnecessary trouble in case you do silly mistakes here and there. You will also learn how to write a cheque for others. 

  Key Takeways
What is a Cheque?
5 steps on how to write a Cheque
Key points to keep in mind while writing a Cheque

What is a Cheque?

A cheque is a mechanism that allows people to access the fund in their bank accounts. You can use this either to withdraw cash or to transfer funds to some other account by transferring a cheque.

Learn to manage your bank account with Banking Awareness Book for Beginners

Today we are going to discuss the key points to keep in mind while writing a cheque.

5 Steps on How to Write a Cheque

steps to write a cheque

1. Date: A cheque should be properly dated. Writing a cheque without a date may enable anyone to put any date and encash it at their will. This may be a big problem in case there is an insufficient fund and you intended the cheque to be post-dated. Moreover, a wrongly written date, like a wrong year or a month may result in dishonor if the date is past three months.

2. Name: Write the name of the person or organization who will receive your cheque in the “pay” line.

3. Cross the cheque: You need to make two parallel lines in the top left corner of the cheque and write “Account Payee” if you want the amount to be withdrawn by a specific person or an organization, who is having an account in the bank.

4. Account Number: Ensure your cheque has an account number and the bank address on the cheque. Nowadays it is mandatory that each cheque leaf should carry your name or names if it is a joint account.

5. Signature: Put your signature carefully on top of your name on the cheque as it has to match the signature you provided to the bank while opening the account.

Always keep your cheque book in a safe place and never pre-sign your blank cheques.

Also Read: 12 Reasons for Dishonour of Cheque

Key Points to Keep in Mind While Writing a Cheque

a. Never do overwriting in a cheque.

b. Mention your mobile number and account number on the backside of the cheque while depositing.

c. When writing the amount in words, always write “only” at the end. Also inside the amount box, after you have written the number specify “/-” at the end.

Last but not least, make sure that you have enough balance in your account before issuing the cheque because it’s considered a criminal offense if the issued cheque bounces.

Also Know: How to Stop the Cheque’s Payment?

To halt the payment of a check, you have the option of initiating a stop payment. This can be done by contacting your bank and submitting a letter that includes essential details such as the check number, amount, and the recipient’s name. It is important to note that the stop payment request must be made before the check has been presented for processing, and your bank account should have adequate funds to cover the check amount.

In order to get the latest updates on Financial Markets visit https://stockedge.com/

Tags: chequehow to write a chequehow to write a cheque in india
ShareTweetSend
Get Kotak Offer Get Kotak Offer Get Kotak Offer
Previous Post

RSI Indicator – Measure the Change in Price Momentum

Next Post

A Complete Guide in Planning Your Monthly Budget

Elearnmarkets

Elearnmarkets

Elearnmarkets (ELM) is a complete financial market portal where the market experts have taken the onus to spread financial education. ELM constantly experiments with new education methodologies and technologies to make financial education effective, affordable and accessible to all. You can connect with us on Twitter @elearnmarkets.

Related Posts

Gold Price in India
Basic Finance

Gold is Outshining: Here’s the Reason Why?

June 20, 2025
29
Concept of Fund of Funds
ETFs & Mutual Funds

Easy Guide to Understanding the Concept of Fund of Funds

June 3, 2025
231
How is standard deviation used in mutual fund
ETFs & Mutual Funds

How is Standard Deviation Used in Mutual Fund

April 22, 2025
572
Ways to Make Trading More Transparent
Cryptocurrency

Under the Crypto Hood: 5 Ways to Make Trading More Transparent

May 5, 2025
97

Comments 10

  1. seema says:
    7 years ago

    Thank you for your valuable and detailed information

    Reply
    • Tista Sengupta says:
      7 years ago

      Welcome Seema

      If you want to know more about the major reasons for which a cheque can be dishonoured: you may read: 12 reasons for Dishonour of Cheque
      Happy Reading!

      Reply
  2. anju says:
    7 years ago

    Thank you for your valuable and detailed information

    Reply
    • Tista Sengupta says:
      7 years ago

      Welcome Anju

      To know more about the major reasons for dishonour of a cheque you may read: 12 reasons for Dishonour of Cheque
      Happy Reading!

      Reply
  3. Raman arora says:
    7 years ago

    After who many days after delivered a notice i have to go in Court pls cleared it

    Reply
  4. Raman arora says:
    7 years ago

    After dishonor the cheque within how many days we should go to court

    Reply
    • Tista Sengupta says:
      7 years ago

      Hello Raman,

      Thank you for connecting with us.

      Since we are not legal experts, therefore you should consult your advocate, who can guide you in a better manner with regards to your question.

      However, as per the present regulations, you can go to the court within 30 days from the delivery of the notice.

      You can read more banking blogs

      Happy Reading!!

      Reply
  5. Blair Sartell says:
    6 years ago

    Thanks for the great info! Looking forward to more updates on this.

    Reply
    • Sakshi Agarwal says:
      6 years ago

      Hi,

      Thank you for reading!

      For receiving updates on our new posts please register on our blog page!

      Keep Reading!

      Reply
  6. Rahul says:
    5 years ago

    Sir I have written a cheque amount in two different handwriting it will be honoured by bank or not

    Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Disclaimer

Elearnmarkets (Kredent InfoEdge Pvt. Ltd.) is a SEBI-registered Research Analyst (RA) entity (SEBI Registration No.: INH300007493). The information provided in this article is for educational and informational purposes only and should not be considered as an offer to buy or sell any securities or investment products.

The stocks, securities, and investment instruments mentioned herein are not recommendations under SEBI (Research Analysts) Regulations, 2014. Readers are advised to conduct their own due diligence and seek independent financial advice before making any investment decisions.

Investments in securities markets are subject to market risks. Please read all related documents carefully before investing. Investing in Equity Shares,
Derivatives, Mutual Funds, or other instruments carry inherent risks, including potential loss of capital. Elearnmarkets (Kredent InfoEdge Pvt. Ltd.) does not provide any guarantee or assurance of returns on any investments. Past performance is not indicative of future performance.

Elearnmarkets Logo

Follow Us

Facebook-f X-twitter Instagram Linkedin-in Youtube Telegram

Register on Elearnmarkets

Continue your financial learning by creating your own account on Elearnmarkets.com

Register Free Account

Download App

Playstore logo
Download on app store

Categories

  • Basic Finance
  • Derivatives
  • Financial Planning
  • Fundamental Analysis
  • Technical Analysis
  • Mutual Funds
  • Miscellaneous

Popular On Elearnmarkets

  • Market Superheroes:
  • Vivek Bajaj
  • Chetan Panchamia
  • Ashish Kyal
  • Premal Parekh
  • Abhijit Paul
  • Jegan
  • Sivakumar Jayachadran
  • Jyoti Budhia
  • Vivek Gadodia
  • Vishal Mehta
  • Piyush Chaudhry
  • Santosh Pasi
  • Gomathi Shankar
  • Market Superheroes:
  • Vivek Bajaj
  • Chetan Panchamia
  • Ashish Kyal
  • Premal Parekh
  • Abhijit Paul
  • Jegan
  • Sivakumar Jayachadran
  • Jyoti Budhia
  • Vivek Gadodia
  • Vishal Mehta
  • Piyush Chaudhry
  • Santosh Pasi
  • Gomathi Shankar
  • Courses:​
  • Options Trading
  • Dow Theory
  • Momentum Trading
  • Stock Investing
  • Harmonic Chart Patterns
  • Algo Trading
  • Elliot Wave Theory
  • Advanced Excel
  • Cryptocurrency
  • NSE Certification Course
  • Courses:​
  • Options Trading
  • Dow Theory
  • Momentum Trading
  • Stock Investing
  • Harmonic Chart Patterns
  • Algo Trading
  • Elliot Wave Theory
  • Advanced Excel
  • Cryptocurrency
  • NSE Certification Course
  • Webinars:
  • Bank Nifty Scalping
  • Intraday Trading Strategies
  • Options Trading Strategies
  • Options selling
  • Price Action
  • Relative Strength
  • Tax Planning
  • Options Buying
  • Growth Stocks
  • Portfolio Management
  • Risk Management
  • Renko Charts
  • Crude Oil
  • Traders Psychology
  • Moving Average
  • Multibagger Stocks
  • Webinars:
  • Bank Nifty Scalping
  • Intraday Trading Strategies
  • Options Trading Strategies
  • Options selling
  • Price Action
  • Relative Strength
  • Tax Planning
  • Options Buying
  • Growth Stocks
  • Portfolio Management
  • Risk Management
  • Renko Charts
  • Crude Oil
  • Traders Psychology
  • Moving Average
  • Multibagger Stocks
  • Free Learning Modules:
  • Intraday Trading
  • Options Scalping
  • Swing Trading
  • Financial Modelling
  • RSI Indicator
  • Bollinger Bands
  • Pricing of Futures
  • Personal Finance
  • Initial Public Offerings (IPO)
  • Value Investing
  • Technical Indicators
  • Candlesticks
  • Chart Patterns
  • Option Greeks
  • ELSS Funds
  • Banking and Insurance
  • Real Estate
  • Gold
  • Free Learning Modules:
  • Intraday Trading
  • Options Scalping
  • Swing Trading
  • Financial Modelling
  • RSI Indicator
  • Bollinger Bands
  • Pricing of Futures
  • Personal Finance
  • Initial Public Offerings (IPO)
  • Value Investing
  • Technical Indicators
  • Candlesticks
  • Chart Patterns
  • Option Greeks
  • ELSS Funds
  • Banking and Insurance
  • Real Estate
  • Gold
  • Book Summaries:
  • Rich Dad Poor Dad
  • Psychology of Money
  • The Intelligent Investor
  • The Richest Man in Babylon
  • Think and Trade Like a Champion
  • Value Investing and Behavioural Finance
  • Trading in the Zone
  • Learn to Earn
  • Book Summaries:
  • Rich Dad Poor Dad
  • Psychology of Money
  • The Intelligent Investor
  • The Richest Man in Babylon
  • Think and Trade Like a Champion
  • Value Investing and Behavioural Finance
  • Trading in the Zone
  • Learn to Earn
  • Tools:
  • CAGR Calculator
  • SIP Calculator
  • eLearnOptions
  • Future Value Calculator
  • Present Value Calculator
  • Atal Pension Yojana
  • Cost of Delay Calculator
  • Become a Crorepati
  • Tools:
  • CAGR Calculator
  • SIP Calculator
  • eLearnOptions
  • Future Value Calculator
  • Present Value Calculator
  • Atal Pension Yojana
  • Cost of Delay Calculator
  • Become a Crorepati

© 2025 Elearnmarkets. All Rights Reserved

  • Visit Elearnmarkets
  • Courses
  • Webinars
  • Financial Guides
  • Get Free Counselling
  • Visit Elearnmarkets
  • Courses
  • Webinars
  • Financial Guides
  • Get Free Counselling

Download Our App

No Result
View All Result
  • Article Categories
    • Basic Finance
    • Derivatives
    • Financial Planning
    • Fundamental Analysis
    • Technical Analysis
    • ETFs & Mutual Funds
    • Marketshala
    • Miscellaneous
  • Language
    • Hindi
    • Bengali
    • English
  • Courses
  • Webinars
  • Stories
Get Free Course

© 2024 Elearnmarkets All Rights Reserved

Guide to Basics of Stock Investing
Learn to interpret the financial performance and health of a company.
Download Guide For FREE
Guidebook on Banking
A comprehensive handbook to enhance your banking awareness
Download Guide For FREE
TMP orientation