According to RBI’s subsidiary, the Deposit Insurance and Credit. Guarantee Corporation of India, your money amounting to a maximum of Rs. 5 lakhs (including principal & any interest) is insured by this scheme
Let's take an example, if a person has deposited ₹492,000 and The interest amount due to him is ₹10,000, the depositor will get only ₹500,000 back and will not get the additional ₹2000 which is due.